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KILPATRICK &
ASSOCIATES, P.C.
represents corporations, financial institutions, government agencies,
Chapter 7 trustees and individual creditors in matters involving
bankruptcy and creditors’ rights, commercial collections, and commercial
litigation. Our commercial clients span a range of industries but we
have particular depth of experience in the automotive, financial
services and governmental sectors.
RESIDENTIAL
MORTGAGE FINANCING
Kilpatrick & Associates, P.C. is a Fannie Mae
designated firm in the State of Michigan. Kilpatrick & Associates, P.C.
handles all facets of mortgage default servicing, including:
Bankruptcy:
- Chapter 7: reaffirmation agreements and motions for relief from
the automatic stay
- Chapter 13: plan review, objections to confirmations, motions
for relief from the automatic stay
Loss Mitigation/Default Servicing:
- Judicial Foreclosures
- Non-Judicial Foreclosures/Foreclosures by Advertisement
- Alternatives to Foreclosure: Loan Modifications, Short Sales,
Deed-in-Lieu of Foreclosure
- Eviction
- Civil suits for Money Judgment
- Prosecution of Quiet Title Actions
- Defense in Housing Code (blight) violations
- Residential mortgage-related defense representation against
federal and state regulation violation claims (e.g., TILA, RESPA,
FDCPA, FCRA) and common law claims
R.E.O.:
- Title workouts
- Closings
Representative Clients:
- Aurora Loan Servicing
- Bank of America
- Fannie Mae (FNMA)
- First Consumer Credit
- Flagstar Bank
- Franklin Bank
- FDIC
COMMERCIAL LOAN FINANCING
Commercial and Small Business Bankruptcy Matters:
- Representation of financial institutions in the collection of
secured and unsecured loans extended to businesses in workouts or
Chapter 7 and 11 bankruptcy cases throughout the State of Michigan.
- Representing clients in the collection of floor plan financing,
capital loan, and mortgage loans in workouts or Chapter 7 and 11
bankruptcy cases of automobile dealers and guarantors.
- Representation of manufacturers in workouts or Chapter 11
bankruptcy cases of suppliers, including the drafting of access and
accommodation agreements.
Commercial and Small Business Litigation Matters:
- Representation of financial institutions in the collection of
secured and unsecured loans from businesses and guarantors.
- Assisting clients in the collection of floor plan financing,
capital loan and mortgage loans.
- Defense of financial institutions in litigation involving
lending practices.
Representative Clients:
- Bank of America
- Comerica Bank
- Daimler Trucks North America
- Ford Motor Credit Company, LLC
- JPMorgan Chase
- KeyBank
- Toyota Motor Credit Corporation
CONSUMER
BANKRUPTCY PRACTICE GROUP
Our Consumer Bankruptcy Practice Group represents a
variety of diverse clients in bankruptcy matters throughout the State of
Michigan. Services include, but are not limited to:
- Motions for Relief from the Automatic Stay
- Reaffirmation Agreements
- Redemption
- Lease Assumption Agreements
- Adversary Proceedings
- Plan review
- Objections to Confirmation
- Proof of Claims
- Assisting clients with the development and implementation of
internal bankruptcy practices and procedures
Representative Clients:
- Credit Acceptance Corporation
- Capital One Auto Finance
- Flagstar Bank
- Ford Motor Credit Company LLC
- GE Finance
- HSBC Auto Finance
- Matco Tools
- Navistar Financial Corporation
- Toyota Motor Credit Corporation
- Oxford Bank and Trust
- Onyx Acceptance Corporation
- United Auto Credit Corporation
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